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Inputs
Home price
$425,000Down payment
20.0%Interest rateTypical 30-year fixed rate today: 7.28%
7.28%Loan term
30 yrsTaxes, insurance, HOA
%/yr
$/yr
$/mo
PMI
$0 — not required at 20%+ down
Monthly payment · everything included
$2,841/mo
Loan amount
$340,000
Down payment
$85,000
Total interest
$497,476
Total paid + down
$922,476
Loan balance over time (what you still owe)
How your remaining loan balance shrinks over 30 years