Overview
Missouri levies a flat income tax rate of 4.70% for 2026. The state transitioned from a graduated system to a flat rate as part of recent tax reform legislation. Missouri previously had rates ranging from 2.0% to 4.95%, with the top rate declining by 0.10% annually. The 4.70% flat rate applies to all taxable income after the standard deduction.
Missouri conforms to the federal standard deduction ($14,600 single, $29,200 married filing jointly), simplifying the transition from federal to state tax calculations. The state does not provide additional personal exemptions. Missouri uses federal adjusted gross income as the starting point, with Missouri-specific modifications.
Missouri Tax Brackets 2026
| Income Range | Tax Rate |
|---|---|
| All taxable income | 4.7% |
Missouri uses a flat income tax rate of 4.7% on all taxable income, regardless of income level or filing status.
Standard Deductions and Exemptions
| Filing Status | Standard Deduction | Personal Exemption |
|---|---|---|
| Single | $14,600 | N/A |
| Married Filing Jointly | $29,200 | N/A |
| Head of Household | $21,900 | N/A |
Understanding Missouri Taxes
A notable feature of Missouri's tax landscape is that Kansas City and St. Louis both levy a 1.00% earnings tax on wages earned within city limits. Unlike a true income tax, this applies regardless of residency — if you work in Kansas City or St. Louis, you owe the 1% earnings tax even if you live in a suburb. Some other Missouri municipalities also levy smaller local taxes. These local taxes are deductible on your Missouri state return.
Missouri partially taxes Social Security benefits, following the federal inclusion rules with a state-level deduction that phases out at higher incomes. Taxpayers with adjusted gross income below $100,000 (single) or $100,000 (married filing jointly) can fully deduct Social Security benefits received. Above these thresholds, the deduction phases out. Public pension income from Missouri state and local government plans is fully exempt from state tax.
The state sales tax rate is 4.225% with local additions bringing the average combined rate to approximately 8.29%. Groceries are taxed at a reduced state rate of 1.225% (plus local taxes). Missouri also imposes an annual personal property tax on vehicles, boats, and other tangible personal property based on assessed value — a cost that surprises many new residents.
Property taxes in Missouri average approximately 0.93%, right around the national average. The state offers a homestead preservation credit for elderly homeowners to freeze their property taxes. Missouri's cost-of-living index is approximately 89, about 11% below the national average, with both Kansas City and St. Louis offering very affordable urban living by national standards.
Filing Tips for Missouri
If you work in Kansas City or St. Louis, account for the 1% earnings tax on top of the state rate when budgeting
Budget for the annual personal property tax on vehicles — this can be several hundred dollars per vehicle depending on its value
Missouri offers a homestead preservation credit for seniors to freeze property taxes — apply if you are 62 or older
State Revenue Authority
For the most current tax information, visit the official Missouri tax authority:
dor.mo.govRelated Calculators
Frequently Asked Questions
For educational purposes only -- not financial or tax advice. Tax rates shown are based on 2026 data and may not reflect recent changes. Consult a tax professional for your specific situation.